Ready for growth?
We can help.
We started as a small team with a big idea: to make business financing straightforward and accessible. Our mission is simple - helping your business thrive with tailored financial solutions.
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From ambitious startups to established companies
Our invoice factoring smooths out cash flow fluctuations, ensuring you have the funds for what matters — running your business, paying your team, and embracing new ventures.
Our expertise spans across sectors
For more than 20 years, we've become a trusted source of working capital for hundreds of companies in staffing, startups, transportation, and oil & gas.
At the heart of our business is a team dedicated to yours
Our approach to financial solutions is tailored specifically for you. It's more than a service; it's a partnership that understands the ups and downs of your journey. Each of us, from advisors to support staff, are seasoned pros with years of experience looking to turn every challenge into your next big win.
Paul's passion to helping business owners is the driving force behind Meritus. Since 1998, Paul has partnered with over 600 staffing companies. With a keen eye for opportunities and a deep understanding of the day-to-day challenges businesses face, Paul is dedicated to providing specialty finance solutions that support business growth at every stage of their journey.
Over the last decade, Greg has dedicated the bulk of his time to business owners who are navigating common cash flow challenges while aiming to expand their operations. Focusing on finding creative solutions to their problems, Greg has supported hundreds of businesses, channeling growth into their operations through invoice financing.
Specializing in payroll financing and acquisition financing since 2006, Larry has crafted innovative financing strategies that address seasonal demands and fluctuating business cycles in the B2B and B2G sectors. His deep knowledge of the staffing, freight and retail industries continuously help businesses thrive in rapidly evolving economic landscape.
With over 20 years in the staffing industry, Adam Forbes has firsthand knowledge of the challenges business leaders face when it comes to payroll funding, risk management, and navigating complex regulatory landscapes. A former staffing firm owner, he now specializes in structuring funding solutions that help staffing companies build stability and scale with confidence.
Your goals shape our guiding principles
Transparent advice
Expect honesty at every turn with Meritus. We ensure you're fully informed about costs with no hidden fees. Just genuine, reliable service tailored to your success.
Custom solutions
Your business is unique and your financial solutions should be too. Meritus listens to your story, adapting our services to meet your exact needs. From startup to enterprise, we're right there with you.
True collaboration
With Meritus, you gain more than a service provider; you gain an ally. Your achievements and challenges are ours too. We're here to support you with expertise and a personal touch, every step of the way.
Frequently asked questions
Payroll funding is a term used by working capital finance or accounts receivable factoring companies. The term specifically refers to providing the capital it takes to pay the employees of temporary staffing companies. The key benefit of using a payroll funding company to finance your temporary staffing company is making sure you can always fill the job orders from your clients. Your employees are always paid on time each payroll period even if your clients take 10 to 90 days to pay your invoices.
There are many reasons why a business would want to utilize invoice factoring such as: rapid growth, long drawn out payment terms from their customers, and demanding payroll.
Factoring is a transaction where a business is selling its invoices to an invoice factoring company to gain access to the cash tied up in outstanding accounts receivables. The receivables are removed from your books and are added to the factoring company’s balance sheet at their fair value. The factoring company would be purchasing these accounts receivables at a discount rate. We then wait on your customers to pay the invoices, whether that is 30, 60 or 90 days later.
An advance rate is how much of the invoice value you would be receiving up front from the factoring company. Typically this would be between 80-95%.
A large portion of how long it takes to get set up depends on you and how quickly you can get us the documentation we need. Businesses typically should expect 7-14 days. Meritus Capital is proud to be able to offer funding quickly with their new online application and easy eSigning capabilities! With this process now easier, with Meritus Capital you could receive funding in as little as 3-7 days.
Yes, we have provided factoring for many businesses right from their first invoice!
Simply visit the Get Funded page and start your application today!
More questions? We're here to help.
Send us a note and our team will reach out to you or simply call us at 877-648-3709