Financing solutions that turn dreams into reality
Flexible terms, human approach, and fast approvals for every
staffing agency
manufacturing company
transportation company
B2B company
startup
to thrive.
The first staffing operating system to unify banking*, funding, and workforce
Built for founders who’ve had to wire payroll at midnight
of experience
clients
funded
Embrace your potential
Bridge the cash flow gap
A steady cash flow is the lifeblood of your business. We turn your outstanding invoices into immediate cash, boosting your day-to-day operations and long-term growth strategies.
Simplify payment collections
Chasing payments shouldn't be your full-time job. We take on the responsibility of collecting from your clients, allowing you to focus on what you do best—running your business.
Move beyond debt
Traditional borrowing can feel like a trap with long-term consequences. Our financial solutions provide an alternative source of funding that doesn't increase your debt, keeping your balance sheet healthy and your future bright.
Prepare for the unexpected
Emergencies are unpredictable, but your response doesn't have to be. With our fast funding, you're equipped to handle unexpected financial demands without disrupting your business.
The simple path to financial freedom starts here
Send us your invoices
We'll quickly verify the details and advance you up to 95% of the invoice value upfront, holding the remaining until the invoice is settled.
Receive your payment
After you've been paid, we step in to collect the funds from your clients, freeing you to focus on what you do best over the next 30 to 90 days.
Relax and rejoice
Once the invoice is settled, we transfer the remaining balance to you, minus a small service fee, ranging from 1% to 3% of the total invoice amount.
Experience the Meritus difference
Payroll Funding
Our payroll funding options guarantee your team is paid on time, with room to take on larger projects, and create new partnerships.
Invoice Factoring
Say goodbye to waiting on payments with quick and easy access to your funds through our invoice factoring service.
We're in the business of turning 'what ifs' into 'what's next’
At the heart of our business is a team dedicated to yours
Our approach to financial solutions is tailored specifically for you. It's more than a service; it's a partnership that understands the ups and downs of your journey. Each of us, from advisors to support staff, are seasoned pros with years of experience looking to turn every challenge into your next big win.
Paul's passion to helping business owners is the driving force behind Meritus. Since 1998, Paul has partnered with over 600 staffing companies. With a keen eye for opportunities and a deep understanding of the day-to-day challenges businesses face, Paul is dedicated to providing specialty finance solutions that support business growth at every stage of their journey.
Over the last decade, Greg has dedicated the bulk of his time to business owners who are navigating common cash flow challenges while aiming to expand their operations. Focusing on finding creative solutions to their problems, Greg has supported hundreds of businesses, channeling growth into their operations through invoice financing.
Specializing in payroll financing and acquisition financing since 2006, Larry has crafted innovative financing strategies that address seasonal demands and fluctuating business cycles in the B2B and B2G sectors. His deep knowledge of the staffing, freight and retail industries continuously help businesses thrive in rapidly evolving economic landscape.
Success stories to inspire your business
Discover how we help businesses like yours transform challenges into triumphs.
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Like many others in the industry, A.B. Staffing was looking to expand their operations after another challenging year in the staffing sector. Confronted with the need for capital to expand, A.B. Staffing faced a common hurdle securing funds quickly without the complex, equity-diluting process that’s typical of raising capital. Their goal was clear – to find a way to scale efficiently without relinquishing ownership.
Choosing an alternative path, they partnered with Meritus Capital for financial support. This partnership offered a much-needed advantage with immediate access to the capital they required, sidestepping the pitfalls of equity dilution.
With the resources to move forward, A.B. Staffing leveraged this opportunity to broaden their operations and tackle new opportunities, all without sacrificing ownership control of their business.
Meritus Capital's tailored financial solutions empowered the staffing company, providing hassle-free, flexible, and immediate access to funding. Today, A.B. Staffing has expanded beyond their initial goals and continues to be a major leader in the staffing industry.
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Having experienced a nearly $36MM dollar increase in annual sales, this staffing logistics company was hit hard with growing pains. Sales increases are exciting – but when combined with a shortage of resources, they can create serious operational hurdles. To make matters worse, this company’s previous factor was no longer willing to work with them due to their rapid growth pace.
This company needed a solution that would give them:
- A high advance rate of over 93%
- A low factoring fee
- Staffing industry expertise to support their scaling efforts
Meritus Capital saw this company’s setback as an opportunity. After taking them on as a new client, the Meritus team delivered quickly on all fronts:
- A rate that met their growth needs
- 25% savings on their factoring rate
- A partnership driven by an industry-specific growth strategy
The result?
The client was well-positioned to jump on the exciting opportunities coming their way. Most importantly, they gained a financial partner who set them up for long-term profitability, and plenty of room to keep growing.
Staffing is a highly competitive industry that thrives on service excellence – and working with a likeminded factor makes all the difference. Meritus is here to support your business with the tools and flexibility to face rapid growth with confidence.
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Meritus Capital had a well-established direct hire client who was hungry for an expansion into the temporary staffing market. It was the right move for their business, but it came with time and cash flow challenges.
Payday doesn’t ‘wait.’
Our client was responsible for covering their temporary workers’ payroll expenses. This means they couldn’t risk waiting on employers to pay their invoices, and that extra cash flow was needed to keep the business running as smoothly as possible.
Our client also needed to seize growth opportunities coming from a new market. With growth opportunities, comes greater overhead. Think: extra costs for recruitment advertising, interviewing, background checks, and all the administrative work in between.
Eager to help, the Meritus Team got to work on a new payroll funding line for our client.
The result?
A financing plan that fueled the company’s expansion by 13 times in their new temporary staffing division.
With the right financing partner, you can tap into new markets with confidence. In this case, Meritus Capital was instrumental in broadening our client’s range of staffing needs and revenue streams.
The staffing industry stands as one of the most competitive. Whether you’re starting from scratch or expanding your offerings to gain an edge, Meritus Capital is here to support you in navigating challenges, capitalizing on market trends, and driving sustainable growth so your business can make its mark.
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This successful staffing company generating $30MM annually was facing a significant challenge: high financing fees from their previous funder were severely limiting their growth potential.
When fees are excessively high, they can create substantial obstacles for businesses. These fees drain valuable capital that could otherwise be reinvested into essential areas like expansion, hiring, or new projects. As a result, companies often find themselves:
- Trapped in a cycle of debt, constantly playing catch-up, and shrinking profit margins.
- Unable to seize new opportunities or improve operational flow, creating roadblocks to growth.
Here’s how Meritus turned things around for them:
- Introduced a competitive and cost-effective financing solution: We customized our approach to meet the staffing company’s specific needs, easing their financial strain.
- Saved over $100,000 in financing costs within 12 months: A significant reduction in fees freed up hard-earned capital that had previously been tied up.
- Empowered the company to reinvest in growth initiatives: With the financial relief, they could focus on expanding operations and pursuing new opportunities.
By customizing our solution, we alleviated the burden of high fees, giving the company the financial space to concentrate on what really matters: growth and longevity.
Every day, our team is excited to help businesses overcome challenges and achieve new milestones. By understanding each client's unique needs and addressing the core issues, we’re proud to have helped hundreds of businesses reach their fullest potential.
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More questions? We're here to help.
Send us a note and our team will reach out to you or simply call us at 877-648-3709